Electronic Check Payment Virtual Terminal

GMS provides an exclusive, fully integrated electronic check payment method, eCheck.Net. Using eCheck.Net, merchants can accept and process payments from consumer and corporate bank accounts directly from their Web site or through the Virtual Terminal. By accepting electronic checks, you expand the payment options available to new and existing customers, enhancing customer loyalty and potentially increasing sales.

• Lower Fees - Lower rates than credit cards or PayPal.
• More Efficient - eCheck.Net does everything online, eliminating the cost and inconvenience of manually processing paper checks and waiting for checks in the mail.
• Fully Integrated Solution - No third-party integration required—implementing eCheck.Net is easy for merchants already using the Payment Gateway.
• Integrated Reporting - Provides a combined view of all eCheck.Net transactions. Reconcile payment and billing activity using online reports and statements.
• Ship Product Sooner - Improved up-front transaction validation that returns the status of transactions faster.
• Security - We use the latest 128-bit Secure Socket Layer (SSL) technology for secure Internet Protocol (IP) transactions.

Automated Recurring Billing (ARB) is a convenient and easy-to-use tool for submitting and managing recurring, or subscription-based, transactions. You can take advantage of ARB’s flexible features to enhance customer service and build customer loyalty, while reducing authorization declines and overall administrative costs.

ARB provides multiple methods for creating subscriptions. Simply create a subscription in the Merchant Interface that includes the customer’s payment information, a billing amount, and payment schedule. Or allow your online customers to choose installment payments from your custom payment form when you integrate your Web site directly to our ARB application programming interface (API). ARB does the rest, generating subsequent transactions based on the schedule provided.

• Improve Billing Efficiency - Once a subscription begins, no additional labor is required through the life of the subscription. ARB also includes the ability to customize trial periods and pricing.
• Improve Security - Eliminates the need to store sensitive data on computer systems, reducing the risk of compromised customer information.
• Enhance Loyalty - ARB allows you to provide customers with a flexible, no-hassle billing plan on our exclusive electronic check service.
• Reduce Costs - ARB eliminates many of the costs associated with manual billing. In addition, ARB helps you effectively manage your subscriptions with e-mail notifications of upcoming subscription expirations.